Which of the following is a common barrier to accessing social work services?

A common barrier to accessing social work services is the lack of financial resources. Many individuals may find themselves in need of social work support but face significant challenges due to their financial situation. This can include being unable to afford the costs associated with services, such as therapy fees or the expenses related to transportation to appointments. Financial strain can also limit access to other essential services that are intertwined with social work, such as housing or healthcare.

The other choices point to situations that would facilitate access rather than hinder it. High availability of services indicates that there are plenty of resources for individuals to utilize, which would likely improve access rather than create obstacles. Over-education of clients suggests a scenario where clients are well-informed and possibly even skilled in navigating services, which typically does not serve as a barrier. Easy transportation options would enhance access by making it simpler for clients to travel to the services they need. In contrast, the lack of financial resources represents a significant systemic issue that directly impacts individuals' ability to engage with the support they require.